Families and Individuals - Atlantic Union Financial Consultants

For true financial well-being, you should feel confident in where you are and sure of how well you’ve planned for the future. We can help you get there. Through customized financial planning, we partner with you to tackle everyday challenges and major milestones. From goal planning and wealth management to estate planning and wealth transfer, you can turn to us for comprehensive support and leading-edge resources. Our access to technology, research and specialized knowledge helps us nimbly adapt to your needs and objectives.

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We offer financial guidance for every place where your money and your life intersect.

Retirement Planning Comprehensive preparation for life after the workplace

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Wealth Management An all-encompassing approach to preserving and managing wealth

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Legacy Planning Tax-efficient wealth transfer strategies that honor your intentions

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What does your financial future look like?

Our wealth management resources can help you visualize it. They can also help in creating a financial plan that’s designed to grow with you, from planning to send your child to college to planning your retirement income.

Life Stages

Building a foundation As you get started on your goals, we can help you:Build a comprehensive financial planPlan for a child’s college and other family needsManage risk with insurance and basic estate planningSet retirement planning goals Prime earning years As you pursue your version of success, we can help you:Manage risk with insurance and basic estate planningVisualize and plan your retirementNavigate complexities such as a divorce or career changePreserve wealth through custom strategies Up to and through retirement As you ready for the next chapter, we can help you:Optimize your Social Security and retirement incomeNavigate healthcare in retirementCreate a legacy plan, including charitable giving strategiesDevelop personalized wealth transfer strategies

Related Resources

Which education expenses are considered qualified? Learn more about what the savings in a 529 plan can help pay for.

Family & Lifestyle

Leaving Money to Your Kids? Consider These Inheritance Tips How to have a valuable family conversation about your estate.

Estate & Giving

Preserving Wealth Across Generations 07/24/2018 Wealth’s complexities merit reflection and thoughtful dialogue. Prepare yourself and your heirs for the great privilege and responsibility of financial stewardship.

Family and Lifestyle

Home Budget Analysis Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click "View Report" to see your ...

Personal Finance

Mortgage: Adjustable vs. Fixed Rates Comparison Use this calculator to compare a fixed-rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. A fixed-rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease.

Loans

Mortgage: 15 vs. 30-Year Comparison Determining which mortgage term is right for you can be a challenge. With a shorter 15-year mortgage, you will pay significantly less interest than a 30-year mortgage - but only if you can afford the higher monthly payment. Use this calculator for a comparison of a 15- vs. 30-year mortgage.

Loans

Mortgage Payoff Calculator How much interest can you save by increasing your mortgage payment? The mortgage payoff calculator helps you find out. Click the "View Report" button to see a complete amortization payment schedule and how much you can save on your mortgage.

Loans

Net Worth Calculator Your net worth is the value of all of your assets minus the total of all of your liabilities. Put another way, it is what you own minus what you owe. If you owe more than you own, you have a negative net worth. If you own more than you owe you have a positive net worth. This calculator helps you determine your net worth and estimates how it could grow (or shrink) over the next 10 years.

Personal Finance

Mortgage Refinance Calculator How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.

Loans

Whatever your priorities are in life, we’re here to offer the guidance you seek. let’s get started

Raymond James does not provide legal services. Please discuss these matters with the appropriate professional.

Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Families and Individuals - Atlantic Union Financial Consultants - Glen Allen, VA (2024)

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What does your financial future look like?

Life Stages

Related Resources

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